May 5, 2019
Service 1st- An NCS Affiliate
Mortgage credit reporting is the first third-party service interaction your borrower will likely encounter. It can also be the first roadblock.
April 22, 2019
Breaking down the fundamental revisions into simple categories.
After 20 years, the Uniform Residential Loan Application (URLA- Fannie Form 1003/ Freddie Form 67) is getting a major update for the better -- but it will be disruptive. Are you ready?
The new form cre...
January 26, 2019
J. Cecil Bowman
Proactive steps that were taken to avoid delays in mortgage loan applications.
After close to 35 days, this partial government shutdown is the longest on record. This shutdown was considered partial because it affected only federal agencies that hadn't yet had their app...
December 27, 2018
Check out this historical timeline of government gridlock since 1976. Shutdowns are usually resolved in just a few days, or they drag on for two or three weeks.
November 19, 2018
J Cecil Bowman
About the New IRS Tax Transcript and the Customer File Number (CFN).
A new transcript format for the Income Verification Express Service (IVES) process will be implemented in January 2019.
The IRS’ primary goal is to better protect taxpayer’s personal informat...
August 15, 2018
Fannie mae encourages lenders to scrutinize employer information within the loan file.
If you’ve never visited Fannie Mae’s mortgage fraud prevention page, I highly encourage you to do so. You don’t need to be an underwriter or risk officer to appreciate this resource;...
Encouraging your borrower when they believe their...
Are you ready for the new Uniform Residential Loan...
How IRS IVES Worked During the Longest Government...
21st government shutdown
3 c's of credit
Fannie Mae 1003
Federal Housing Finance Agency
Freddie Form 67
IRS Transcript fee
IRS transcript fee for service
IVES working group
Income Verification Express Service
Mortgage Bankers Association
National Credi-reporting System
New Customer File Number
Uniform Residential Loan Application
Ya gotta believe
credit score improvement
longest government shutdown in history
new IRS tax transcript
risk mitigation initiatives
start of government shutdown
verification of employment
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