WHAT
Total Income Analysis & Verification Cascades
Powered by NCS, S1 provides lenders rapid delivery of tax transcript data using IRS' A2A technology platforms. Near-instant results occur once the consumer has approved our third-party authorization request sent to their IRS.gov account. Data is delivered to NCS following a consumer's authorization via IRS.gov.
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We provide you with communication templates and instructional support to guide your borrowers through the consumer-permissioned component that facilitates the speedy turn times. We are here to help.
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4506-C:: Available on Encompass Integration (EPC "web") and NCS' HD platform​
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8821 :: Available via Encompass, Meridian Link, and NCS’ HD platform Mortgage
IRS 8821
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No IRS fees
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Form/ no form
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Cascade option available
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Consumer tax information (income, employment, payroll)
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Authorize more years
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Longer form shelf life
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All filed tax form types available
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Reduced turn times (consumer dependent)
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FCRA Compliant
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Approved by Freddie/Fannie
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SSN/TIN on IRS Transcripts validated by SSA
IRS 4506-C
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No IRS fees
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Form/ no form
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Cascade option available
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Tax return transcripts
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Current year + 3 previous years
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Part of the IVES program
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Standard forms, Personal & Business
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Reduced turn times (consumer dependent)
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​FCRA Compliant
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Approved by Freddie/Fannie
MORE QUESTIONS?
Meet with our experts for additional pilot details.
Fran Settanni
North Central
Patra Harris
East Coast
Brad Shiller
South Central
Kerry Goodman
West Coast