Question 1

+ Soft PreQual Infile

Accepted Answer

Soft PQ Infile determines your prospect’s creditworthiness from a single bureau soft pull prior to their loan application. Prequalify your loan prospect the smart way – via Soft PQ Infile-- to determine whether they meet your pre-loan criteria.

• Save significant time, valuable resources and upfront costs.
 • Strengthen approval rating
 • Avoid massaging a prospective applicant for weeks
 • Stay ahead of the competition by pre-qualifying your best leads
 • Increase your overall pull through rate
 • Focus on deals that make sense.
 • Significantly lowers the upfront costs in qualifying borrowers

Question 2

+ ScoreNavigator Solutions

Accepted Answer

ScoreNavigator q(https://www.srv1st.com/scorenav)uickly assesses score enhancement possibilities and forecast/simulate the scoring effects of positive and negative actions a consumer can take upon their credit file. ➤ L(https://www.srv1st.com/scorenav)earn More (https://www.srv1st.com/scorenav) (https://www.srv1st.com/scorenav)

+TARGET SCORE SIMULATOR
Just choose a target mid-score. In just seconds, this tool will build an action plan to
achieve the desired score, with the probability of success.

This tool shows you whether your applicant’s score can improve, right on the credit report.

+MONEY SIMULATOR
Just choose a target mid-score. In just seconds, this tool will build an action plan to
achieve the desired score, with the probability of success.

+MANUAL SCORE SIMULATOR
Want to dig into an applicant's credit situation? Allows loan officers to simulate specific actions or simply test the impact of time for borrowers not ready today.
 
+ RAPID RESCORE: Correct the information on a credit file within 3 business days, or as a rush within 24 hours at the bureau level. This tool allows your borrowers to possibly obtain higher scores allowing them to qualify for better rates.
 
Schedule a demo > (https://www.srv1st.com/scorenav)

Question 3

+ Lead Generation Solutions

Accepted Answer

+ iSCREEN (https://drive.google.com/file/d/1LcItneNbCYEyv_LLDb3ARRLkVFwJZ8tm/view)
Lead generation for mortgage originators via Experian data based on credit and demographic criteria. You can upload your own list to screen or review target prospect list before purchase. Criteria include homeownership, credit score, balance of mortgage, zip codes.
 
+ IN THE MARKET (https://drive.google.com/file/d/1X2nmYpN-VX7ihHHBGHLKn16LcpIf3jv2/view)
A tool only offered by Experian that identifies who will be in the market for HELOC or mortgage in next 120 days. It offers credit protection packages that include FICO score-monitoring, credit report-monitoring and AIG Identity Theft Insurance. You can never be too cautious when it comes to credit protection, but S1 will ensure your customers’ information is safeguarded behind a reliable wall of credit protection.
 
Learn More About Lead Generation Tools for Mortgage Originators >(https://www.srv1st.com/leads)

Question 4

+ Portfolio Review

Accepted Answer

Service 1st can evaluate existing portfolios or portfolios being evaluated for purchase to check for discrepancies.  The information will help determine the actual health and accuracy of the loan pool.

SOLUTIONS & SERVICES

Mortgage tools engineered to close more loans, faster. With proven results.

PRE-APPLICATION

APPLICATION

PROCESSING

UNDERWRITING

PRE-CLOSE

POST-CLOSE

Pick solutions by LOAN ORIGINATION PHASE

CONFERENCES