Welcome to SERVICE 1st | Credit Reporting & Pre-Loan Verifications
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Listen to our experts speak on innovations and FICO pricing 

Simple building blocks

TOTAL LOAN ORIGINATION 
SERVICES MADE SIMPLE.

Faster turn times

Quality service & support

Value pricing

1 in 2
Verification of Employment & Income requests completed in ≤12 business hours.

Based on our company average turn times,

50% faster than industry benchmarks.

100%
Onshore service fulfilment
with unparalleled customer service.

Our experts review areas that could improve credit scores, maintain compliance and get your loans closed faster.

130+
Combined years of experience in credit reporting & verification services.

We continue to build on our standing reputation as a production and risk mitigation partner for clients.

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Close more loans.

Qualify more borrowers.

Enhance your leads pipeline.

A TRUSTED LEADER WITH LENDERS NATIONWIDE.

We are continually building on risk mitigation solutions that better meet today's challenging climate. From lead generation and background screening to origination and verification solutions, you can make smart and informed lending decisions at the right price point. 

EXPERIENCE IS OUR STRENGTH.

If you would like to spend less time doing tedious data entry and more time growing your business, say hello to our trained team. We review areas that could improve credit scores, maintain compliance and get your loans closed faster. 

SAVING YOUR STAFF TIME & LOWERING COSTS IS OUR JOB.

Learn how we can automate loan manufacturing processes, reduce overhead, and most importantly help you manage your loan volume efficiently.

WHAT WE DO

Service 1st (S1) is a credit reporting agency founded with a mission to provide seamless workflows and fintech solutions specific to loan origination, verification services, background screening, and other credit reporting supplements. With proven results, we consistently meet client demands for faster turn times, stellar customer service, and competitive pricing. 

Solutions

WHAT CLIENTS ARE SAYING

"The only credit company that has the HUMAN factor .”

~ Sally, North Star Mortgage & Realty

Reviews
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Tell us more so we can provide you the best solutions with industry-leading turn times and price options.

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