TRY CREDIT ASSURE™ TODAY
Does your credit report include both the credit score and the potential credit score?
With Credit Assure™ from CreditXpert®, you don’t just get your customer’s credit score – you also see their score potential, automatically on every credit report. So, you can judge their potential to qualify for a loan or a better loan program. That’s the first step to helping you close more loans and exceed your applicants’ expectations.
See your applicant's credit score, plus their score potential.
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Scott used CreditXpert software and simulated the impact if one of his borrowers paid off a $600 student loan. This completed action resulted in a 12-point increase in the credit score, taking it over 720. Scott was also able to close the loan at a lower rate, beating out a competitor.
Scott Jongsma, Mortgage Loan OriginatorChoiceOne Bank
Peter’s client wanted to refinance his home, but his mid-score had fallen from 716 to 697. With Credit Assure™, Peter saw that simply paying a credit card balance of $1,700 down to $1,595 could improve his score. The client attained a mid-score of 706, shaving 0.475% of the original rate Peter could offer and saving the client $116,000 over the course of the loan.
Peter Camplin, Senior Loan Officer
Superior Rate Mortgage of New England LLC
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