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NCS Chairman and President Form a New Company.

Service First Information Solutions will be the credit reporting affiliate of NCS.


Egg Harbor City, NJ – February 1, 2019 – National Credit-reporting System, Inc. (NCS) announced today that Robert and Curtis Knuth, the Chairman and the President/CEO of NCS have formed a new company from the purchase of Credit Data Solutions, LLC (CDS). The new company, Service First Information Solutions, LLC (Service 1st), will continue operating from the Redding, California facility and move administration functions to Egg Harbor City, NJ.

Service 1st will function as NCS’ credit reporting affiliate and assume NCS’ retail distribution channel. Service 1st’s newly acquired retail channel will serve end user clients, such as banks, credit unions, brokers and mortgage bankers. NCS will retain its wholesale distribution channel for resellers and focus on creating new marketplace solutions for both entities.

“Originators are desperate for new solutions that replace old ones,” said Curtis Knuth, President/CEO of National Credit-reporting System and now CEO of Service 1st. “They don’t want to bolt on two products to the existing two they’re using for qualification of the borrower. Inefficiencies like these are significant contributors to why the industry is failing to realize cost reductions from new technology, such as POS platforms and borrower qualification tools. The relationship between NCS and Service 1st creates a highway to introduce new solutions to the marketplace economically.”

Service 1st will leverage NCS’ strength in verification solutions and quickly introduce packaged solutions for home equity lending in the coming months. The company is expecting focus from credit unions and banking institutions on home equity to increase this year.

The Knuths also greatly valued the culture at CDS and retained the team members at the boutique shop intact. “Theresa Dunham and the team at Service 1st have a terrific relationship with their clients,” said Robert Knuth, Chairman of NCS. “We didn’t want to disrupt those relationships they’ve nurtured for many years. We’re excited that they’re excited at the direction we’re pointing Service 1st.”

To learn more on how the acquisition complements NCS and creates better outcomes for their clients, watch this video interview with Mortgage News Exclusive. You can also visit their new website at

More about NCS

National Credit-reporting System, Inc. (NCS) is a leader in the creation of innovative solutions within the mortgage industry, with the distinction of being the first organization to offer IRS tax transcript solutions (TRV® Services) nationwide. Since 1978, NCS has offered advanced verification products and services to the financial industry. To learn more, visit or call 800-582-7066.

More about Service 1st.

Service First Information Solutions (Service 1st) is a trusted national information services company. Since 1926, Service 1st has embraced a technology forward focus towards creating solutions and serving clients. To learn more, visit or call (866) 606-5952.


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